These are flexible grants made to states and units of general local government that must primarily benefit low- and moderate-income individual. The Section 203(k) program is the Department’s primary program for the rehab and repair of existing single-family properties. Section 203(k) is a mortgage insurance product offered by the Federal Housing Administration. Insured loans can be used 1) to purchase a dwelling and the land and rehabilitate it, 2) to purchase a dwelling on another site, move it to a new foundation and rehabilitate it, and 3) to refinance existing liens secured against the property and rehabilitate it. These loan products can be used for hazard mitigation of single-family homes throughout the United States. Potential hazards to address include: flood, seismic, wildfire, and wind.